It also alleges that he used company funds to repay a Saudi acquaintance who put up collateral for the contracts.
The presiding judge explained that Ghosn continued to be detained because he presented a flight risk and there were concerns he could tamper with evidence.
Prosecutors have further indicted him for aggravated breach of trust and a separate charge of understating his income for another three years, after already facing a charge of doing the latter between 2010 and 2015.
"In general, in such cases in Japan, it is indeed the case that bail is not approved before the first trial does take place", Mr Otsuru told reporters after the hearing, adding that it could be six months before the case comes to trial.
The claims have heightened worries over the viability of keeping him on as Renault's chief executive.
The boards of Nissan and its French 43.4 percent owner, Renault SA, met on Thursday for an update on the Ghosn investigations, with Nissan later saying in a statement it remained committed to the alliance that has strained ties between the two automakers.
Jose Munoz, the chief performance officer, and human resources head Arun Bajaj have not been replaced during their absences.
Without citing its sources, Liberation reported that Ghosn had had his tax domicile in France until 2012 and was subject to the country's wealth tax.
The Tokyo District Court has rejected a request by Ghosn's lawyers to end his detention following his November 19 arrest on accusations of financial misconduct, Jiji Press reported on Wednesday. Chairman Carlos Ghosn has had a high fever since Wednesday evening and his interrogation has been suspended as a doctor said he needs rest, one of his lawyers said Thursday.
In a career spanning decades, during which he won praise for turning around a struggling Nissan, he said he had "always acted with integrity" and had never before been accused of any wrongdoing.
Even his main lawyer Motonari Otsuru has acknowledged the 64-year-old executive has little chance of being released soon, describing it as "very difficult" to win bail before the case goes to trial.
The French government has stood by Ghosn so far, saying he must benefit from the presumption of innocence.